Inkokhelo ewela umngcele

Inkokhelo ewela umngcele ibhekisela ekwamukelweni kwemali kanye nokuziphatha kokukhokha okuvela ku-ukuhweba kwamazwe ngamazwe, utshalomali, noma ukudluliselwa kwezimali zomuntu siqu phakathi kwamazwe amabili noma ngaphezulu noma izifunda. Izindlela zokukhokha ezivamile eziwela imingcele yilezi ezilandelayo:

Izindlela Zokukhokha Zezikhungo Zezezimali Zendabuko

Ziyindlela eyisisekelo nesetshenziswa kakhulu yokukhokha ngaphesheya kwemingcele, zisebenzisa amanethiwekhi omhlaba wonke ezikhungo zezimali zendabuko njengamabhange ukuphatha ukukhokhelwa kwezimali.

Ukudluliswa Kwe-Telegraphic (T/T)

Isimiso: Dlulisa imali kusuka ku-akhawunti yasebhange yomkhokhi iye ku-akhawunti yasebhange yomkhokhi ngokusebenzisa izinhlelo zokuxhumana ze-elekthronikhi phakathi kwamabhange (isb., i-SWIFT).

Izici: Ukuphepha okuphezulu kanye nesikhathi sokufika esizinzile (ngokuvamile izinsuku zebhizinisi eziyi-1-5). Kodwa-ke, izimali ziphakeme, zihlanganisa izimali zasebhange ezithunyelwayo, izimali zasebhange ezimele, izimali zasebhange ezitholayo, njll. Ngaphandle kwalokho, amazinga okushintshaniswa kwemali angase ashintshe.

Izimo Ezisebenzayo: Izivumelwano zokuhweba ezinkulu, ukudluliselwa kwemali phakathi kwamabhizinisi, izinkokhelo zokufunda kwamanye amazwe, njll.

Incwadi Yesikweletu (L/C)

Isimiso: Isibopho sokukhokha esinemibandela esikhishwa yibhange kumthengisi ngaphandle kwempahla ngesicelo somthengisi ngaphandle kwempahla. Ibhange lizokhokha inqobo nje uma umthengisi ngaphandle ehambisa amadokhumenti ahambisana nezimfuneko ze-L/C.

Izici: Ivikelwe yisikweletu sasebhange, okunciphisa izingozi zesikweletu zabathengi nabathengisi. Noma kunjalo, ihilela izinqubo eziyinkimbinkimbi nezindleko eziphakeme, okuhlanganisa izimali zokuvula, zokulungisa, nezesaziso, futhi umjikelezo wokucubungula kwayo mude.

Izimo Ezisebenzayo: Ukuthengiselana kwamazwe ngamazwe okunenani elikhulu kanye nokungathembani phakathi kwabathengi nabathengisi, ikakhulukazi ekubambisaneni kokuqala.

Iqoqo

Isimiso: Umthumeli ngaphandle uphathisa ibhange ukuthi liqoqe inkokhelo kumthumeli ngaphandle, ihlukaniswe yaba ukuqoqwa okuhlanzekile kanye nokuqoqwa kwamadokhumenti. Ekuqoqweni kwamadokhumenti, umthumeli ngaphandle unikeza ibhange ama-draft kanye namadokhumenti ezentengiselwano (isb., ama-bill of lading, ama-invoyisi) ukuze liqoqwe.

Izici: Imali ephansi kanye nezinqubo ezilula kune-L/C. Kodwa ingozi iphakeme, njengoba umngenisi angase enqabe ukukhokha noma ukwamukelwa. Ibhange limane lidlulise amadokhumenti bese liqoqa inkokhelo ngaphandle kokuthwala umthwalo wemfanelo wokukhokha.

Izimo Ezisebenzayo: Izivumelwano zokuhweba zamazwe ngamazwe lapho izinhlangothi zombili zinesisekelo sokubambisana futhi zazi udumo lomunye nomunye ngezinga elithile.

Izindlela Zokukhokha Zepulatifomu Yokukhokha Yenkampani Yesithathu

Ngokuthuthukiswa kwe-inthanethi, amapulatifomu okukhokha avela eceleni asetshenziswa kabanzi ekukhokheni kwamanye amazwe ukuze kube lula futhi kube nokusebenza kahle.

Amapulatifomu Okukhokha Eqembu Lesithathu Adumile Emhlabeni Wonke

I-PayPal:Enye yamapulatifomu asetshenziswa kakhulu emhlabeni, esekela ukuthengiselana ngemali eningi. Abasebenzisi bangenza izinkokhelo ngaphesheya kwemingcele ngemuva kokubhalisa nokuxhumanisa ikhadi lasebhange noma ikhadi lesikweletu. Lilula futhi liphephile, kodwa liyabiza, ngezimali zokuthengiselana nokuguqulwa kwemali, futhi linemikhawulo yokusetshenziswa kwezinye izindawo.

Umugqa:Igxile kumakhasimende ezinkampani, inikeza izixazululo zokukhokha eziku-inthanethi futhi isekela izindlela eziningi ezifana namakhadi esikweletu nawedebithi. Ihlanganisa ukuhlanganiswa okuqinile, ifanela amawebhusayithi e-commerce kanye namapulatifomu e-SaaS. Izimali zayo zisobala futhi isikhathi sokufika siyashesha, kodwa isibuyekezo sayo somthengisi siqinile.

Amapulatifomu Okukhokha Eqembu Lesithathu LaseShayina (Asekela Izinsizakalo Ezinqamula Imingcele)

I-Alipay:Ekukhokheni kwamanye amazwe, ivumela abasebenzisi ukuthi basebenzise imali kubathengisi abangaxhunyiwe ku-inthanethi baphesheya futhi bathenge ku-inthanethi. Ngokubambisana nezikhungo zasendaweni, iguqula i-RMB ibe yimali yasendaweni. Kulula ukuyisebenzisa ngesiShayina, kulula ukuyisebenzisa, futhi inikeza amazinga okushintshanisa kanye nokukhushulwa okuhle.

Inkokhelo ye-WeChat:Njenge-Alipay, ivame ukusetshenziswa emiphakathini yaseShayina yaphesheya kanye nabathengisi abafanelekayo. Ivumela ukukhokha ngekhodi ye-QR kanye nokudluliselwa kwemali, kulula futhi kuyathandwa ngabasebenzisi baseShayina.

Ezinye Izindlela Zokukhokha Ezinqamula Imingcele

Inkokhelo yeDebit/Credit Card

Isimiso: Uma usebenzisa amakhadi aphesheya (isib. i-Visa, i-Mastercard, i-UnionPay) ukuze usetshenziswe kwamanye amazwe noma uthenge ku-inthanethi, izinkokhelo zenziwa ngqo. Amabhange aguqula amanani ngamanani okushintshanisa imali kanye nama-akhawunti okukhokha.

Izici: Kulula kakhulu, asikho isidingo sokushintshanisa imali yangaphandle kusenesikhathi. Kodwa kungase kubangele izimali zokuwela imingcele kanye nokuguqulwa kwemali, futhi kukhona ingozi yokukhwabanisa ngekhadi.

Izimo Ezisebenzayo: Izinkokhelo ezincane njengezindleko zokuhamba zaphesheya kanye nokuthenga online kwamanye amazwe.

Inkokhelo Yemali Yedijithali

Isimiso: Sebenzisa izimali zedijithali ezifana neBitcoin ne-Ethereum ukuze udlulisele imali kwamanye amazwe nge-blockchain, ngaphandle kokuthembela emabhange.

Izici: Ukuthengiselana okusheshayo, izimali eziphansi kwezinye izimali, kanye nokungaziwa okukhulu. Kodwa-ke, inokuguquguquka okukhulu kwentengo, imithethonqubo engacacile, kanye nezingozi eziphezulu zomthetho nezemakethe.

Izimo Ezisebenzayo: Okwamanje isetshenziswa ekuthengiselaneni okuningana okuwela imingcele, akukabi yindlela evamile.