Tefo e tšelang meeli

Tefo e tšelang meeli e bolela rasiti ea chelete le boitšoaro ba tefo bo hlahang hokhoebo ea machaba, matsete, kapa phetisetso ea letlole la motho ka mong lipakeng tsa linaha kapa libaka tse peli kapa ho feta. Mekhoa e tloaelehileng ea ho lefa ho tšela meeli ke e latelang:

Mekhoa ea Tefo ea Setheo sa Lichelete sa Setso

Ke mekhoa ea motheo le e sebelisoang haholo ea ho lefa meeling, e sebelisang marang-rang a lefats'e a mekhatlo ea lichelete ea setso joalo ka libanka ho sebetsana le tumellano ea lichelete.

Phetisetso ea Telegraphic (T/T)

Molao-motheo: Fetisetsa chelete ho tloha akhaonteng ea banka ea motho ea lefang ho ea akhaonteng ea banka ea motho ea lefshoang ka litsamaiso tsa puisano tsa elektroniki tsa libanka (mohlala, SWIFT).

Litšobotsi: Tšireletso e phahameng le nako e tsitsitseng ea ho fihla (hangata matsatsi a 1-5 a khoebo). Leha ho le joalo, litefiso li holimo, li koahela litefiso tsa banka tse romelloang, litefiso tsa banka ea mokena-lipakeng, litefiso tsa banka tse amohelang, jj. Ntle le moo, litefiso tsa phapanyetsano li ka fetoha.

Maemo a sebetsang: Litumellano tsa khoebo tse kholo, phetisetso ea lichelete lipakeng tsa likhoebo, litefo tsa thuto bakeng sa ho ithuta kantle ho naha, jj.

Lengolo la Mokitlane (L/C)

Molao-motheo: Boitlamo ba tefo bo nang le maemo bo fanoang ke banka ho morekisi ka kopo ea morekisi. Banka e tla lefa ha feela morekisi a fana ka litokomane tse lumellanang le litlhoko tsa L/C.

Litšobotsi: E sirelelitsoe ke mokitlane oa banka, e leng se fokotsang likotsi tsa mokitlane tsa bareki le barekisi. Leha ho le joalo, e kenyelletsa mekhoa e rarahaneng le litšenyehelo tse phahameng, ho kenyeletsoa litefiso tsa ho bula, ho lokisa le ho tsebisa, 'me potoloho ea ts'ebetso ea eona e telele.

Maemo a Sebetsang: Litšebelisano tsa khoebo tsa machaba tse nang le bongata bo boholo le ho se tšepane pakeng tsa bareki le barekisi, haholo-holo bakeng sa tšebelisano-'moho ea pele.

Pokello

Molao-motheo: Moromelli o beha banka boikarabelo ba ho bokella tefo ho morekisi, e arotsoe ka pokello e hloekileng le pokello ea litokomane. Pokellong ea litokomane, morekisi o fa banka meralo hammoho le litokomane tsa khoebo (mohlala, libili tsa thepa, li-invoice) hore e lateloe.

Litšobotsi: Litefiso tse tlase le mekhoa e bonolo ho feta L/C. Empa kotsi e phahame, kaha morekisi a ka 'na a hana tefo kapa kamohelo. Banka e fetisetsa litokomane feela 'me e bokella tefo ntle le ho jara boikarabello ba tefo.

Maemo a Sebetsang: Litumellano tsa khoebo ea machaba moo mahlakore ka bobeli a nang le motheo oa tšebelisano 'moho 'me a tsebana ka mokitlane ho isa bohōleng bo itseng.

Mekhoa ea Tefo ea Sethala sa Tefo sa Mokha oa Boraro

Ka nts'etsopele ea inthanete, liforomo tsa tefo tsa mokha oa boraro li sebelisoa haholo litefong tse tšelang meeli bakeng sa boiketlo le katleho.

Liforomo tsa Tefo tse Tummeng tsa Mokha oa Boraro Lefatšeng ka Bophara

PayPal:E 'ngoe ea liforomo tse sebelisoang haholo lefatšeng, e tšehetsang litšebelisano tsa lichelete tse ngata. Basebelisi ba ka etsa litefo tsa meeli ka mor'a ho ngolisa le ho hokahanya karete ea banka kapa karete ea mokitlane. E bonolo ebile e sireletsehile, empa e bitsa chelete e ngata, ka litefiso tsa transaction le phetoho ea chelete, 'me e na le meeli ea ts'ebeliso libakeng tse ling.

Methapo:E shebane le bareki ba lik'hamphani, e fana ka litharollo tsa tefo tsa inthanete le ho tšehetsa mekhoa e mengata joalo ka likarete tsa mokitlane le tsa debit. E na le kopanyo e matla, e loketseng liwebsaete tsa khoebo ea inthanete le li-platform tsa SaaS. Litefiso tsa eona li pepeneneng 'me nako ea ho fihla e potlakile, empa tlhahlobo ea eona ea barekisi e thata.

Liforomo tsa Tefo tsa Mokha oa Boraro oa Chaena (Litšebeletso tse Tšehetsang Meeli e Tšeletseng)

Alipay:Litefong tse tšelang meeli, e lumella basebelisi ho sebelisa chelete ho barekisi ba kantle ho naha le ho reka inthaneteng. Ka tšebelisano-'moho le mekhatlo ea lehae, e fetolela RMB ho lichelete tsa lehae. E bonolo ho e sebelisa bakeng sa Sechaena, e bonolo, 'me e fana ka litefiso tse ntle tsa phapanyetsano le lipapatso.

WeChat Pay:Ho tšoana le Alipay, e sebelisoa hangata metseng ea Machaena a mose ho maoatle le barekisi ba tšoanelehang. E nolofalletsa tefo ea khoutu ea QR le phetisetso ea chelete, e le bonolo ebile e ratoa ke basebelisi ba Machaena.

Mekhoa e meng ea Tefo e Tšetseng Meeli

Tefo ea Debit/Credit Card

Molao-motheo: Ha o sebedisa dikarete tsa matjhaba (mohlala, Visa, Mastercard, UnionPay) bakeng sa tshebediso ya dinaha tse ding kapa mabenkele a inthanete, ditefo di etswa ka ho toba. Dibanka di fetola tjhelete ka ditefiso tsa phapanyetsano le diakhaonto tse sebedisitsweng.

Litšobotsi: Ho bonolo haholo, ha ho hlokahale hore ho fapanyetsanoe chelete ea kantle ho naha esale pele. Empa ho ka 'na ha baka litefiso tsa ho tšela meeli le ho fetola chelete, 'me ho na le kotsi ea bolotsana ba karete.

Maemo a Sebetsang: Litefo tse nyane tse kang litšenyehelo tsa maeto a mose ho maoatle le ho reka inthaneteng ho pholletsa le meeli.

Tefo ea Chelete ea Dijithale

Molao-motheo: Sebelisa lichelete tsa dijithale tse kang Bitcoin le Ethereum bakeng sa phetisetso ea chelete e fetang meeli ka blockchain, ntle le ho itšetleha ka libanka.

Litšobotsi: Litšebelisano tse potlakileng, litefiso tse tlase bakeng sa lichelete tse ling, le ho se tsejoe ho matla. Leha ho le joalo, e na le ho feto-fetoha ho hoholo ha litheko, melaoana e sa hlakang, le likotsi tse phahameng tsa molao le tsa 'maraka.

Maemo a Sebetsang: Hona jwale e sebediswa ditranseksheneng tse ikgethang tsa ho tshela meedi, ha e so be mokgwa o tlwaelehileng.