Inkokhelo ewela umngcele

Inkokhelo ewela umngcele isho irisidi yemali kanye nokuziphatha kokukhokha okuvela kuyouhwebo lwamazwe ngamazwe, utshalomali, noma ukudluliselwa kwesikhwama somuntu siqu phakathi kwamazwe amabili noma ngaphezulu noma izifunda. Izindlela zokukhokha ezivamile zemingcele yilezi ezilandelayo:

Izindlela Zokukhokha Zesikhungo Sezezimali Sendabuko

Ziyizindlela ezibaluleke kakhulu nezivame ukusetshenziswa zokukhokha emngceleni, ezisebenzisa amanethiwekhi omhlaba ezikhungo zezezimali ezijwayelekile njengamabhange ukuphatha ukukhokhwa kwezimali.

I-Telegraphic Transfer (T/T)

Isimiso: Dlulisela izimali zisuka ku-akhawunti yasebhange yomkhokhi ziye ku-akhawunti yasebhange yomuntu okhokhelwayo kusetshenziswa izinhlelo zokuxhumana ngogesi zaphakathi kwamabhange (isb., SWIFT).

Izici: Ukuphepha okuphezulu kanye nesikhathi sokufika esizinzile (imvamisa izinsuku zebhizinisi ezi-1-5). Kodwa-ke, izimali ezikhokhwayo ziphakeme, ezihlanganisa izimali ezikhokhwayo zasebhange, izimali zebhange lomlamuli, izimali zokuthola imali yasebhange, njll. Ngaphandle kwalokho, amanani okushintshaniswa kwemali angase aguquguquke.

Izimo Ezisebenzayo: Izindawo zokuhwebelana ezinkulu, ukudluliswa kwezikhwama zamabhizinisi aphakathi kwamabhizinisi, izinkokhelo zokufunda ngokufunda phesheya, njll.

Incwadi Yesikweletu (L/C)

Isimiso: Isibopho sokukhokha esinemibandela esikhishwa ibhange kumthumeli kwamanye amazwe ngesicelo somthengi ovela kwamanye amazwe. Ibhange lizokhokha inqobo nje uma umthumeli wempahla ehambisa amadokhumenti ahambisana nezidingo ze-L/C.

Izici: Ivikelwe ngesikweletu sasebhange, kunciphisa ubungozi bezikweletu zabathengi nabathengisi. Nokho, kuhilela izinqubo eziyinkimbinkimbi nezindleko eziphakeme, okuhlanganisa ukuvulwa, ukuchitshiyelwa, nezimali zesaziso, futhi umjikelezo wayo wokucubungula mude.

Izimo Ezisebenzayo: Uhwebo lwamazwe ngamazwe olunenani elikhulu nokungathembani phakathi kwabathengi nabathengisi, ikakhulukazi ukubambisana kokuqala.

Iqoqo

Isimiso: Umthumeli kwamanye amazwe uphathisa ibhange ukuthi liqoqe inkokhelo kulowo othenga kwamanye amazwe, ihlukaniswe yaba iqoqo elihlanzekile kanye nokuqoqwa kwamadokhumenti. Eqoqweni lamadokhumenti, othumela ngaphandle unikeza okusalungiswa kanye namadokhumenti okuhweba (isb., izikweletu zempahla, ama-invoyisi) ebhange ukuze liqoqwe.

Izici: Izindleko eziphansi nezinqubo ezilula kune-L/C. Kodwa ingozi iphezulu, njengoba ongenisa impahla evela kwamanye amazwe angase anqabe inkokhelo noma ukwamukelwa. Ibhange livele lidlulise amadokhumenti bese liqoqa inkokhelo ngaphandle kokuthwala isikweletu sokukhokha.

Izimo Ezisebenzayo: Ukuhwebelana kwamazwe ngamazwe lapho izinhlangothi zombili zinesisekelo sokubambisana futhi zazi isikweletu somunye nomunye ngokwezinga elithile.

Izindlela Zokukhokha Zenkundla Yokukhokha Yenkampani Yangaphandle

Ngokuthuthukiswa kwe-inthanethi, izinkundla zokukhokha zezinkampani zangaphandle zisetshenziswa kakhulu ezinkokhelweni eziwela imingcele ukuze kube lula nokusebenza kahle.

Izinkundla Zokukhokha Ezaziwa Ngamazwe Ngamazwe Ngaseceleni

I-PayPal:Enye yezinkundla ezisetshenziswa kakhulu emhlabeni, esekela ukuthengiswa kwemali eningi. Abasebenzisi bangenza izinkokhelo eziwela imingcele ngemva kokubhalisa nokuxhuma ikhadi lasebhange noma ikhadi lesikweletu. Isebenza kahle futhi ivikelekile, kodwa iyabiza, ngenkokhelo yokwenziwayo neyokuguqulwa kwemali, futhi inemikhawulo yokusetshenziswa kwezinye izindawo.

Umthende:Igxile kumakhasimende ezinkampani, enikeza izixazululo zokukhokha ku-inthanethi nokusekela izindlela eziningi njengamakhadi esikweletu nawedebithi. Ifaka ukuhlanganiswa okuqinile, amawebhusayithi e-commerce afanelekile kanye namapulatifomu e-SaaS. Izinkokhelo zakhona zisobala futhi isikhathi sokufika siyashesha, kodwa ukubuyekezwa komthengisi kuqinile.

Izingxenyekazi Zokukhokha Zenkampani Yangaphandle YaseShayina (Isekela Izinsizakalo Eziwela Imingcele)

I-Alipay:Ezinkokhelweni eziwela imingcele, kuvumela abasebenzisi ukuthi bachithe kubathengisi baphesheya kwezilwandle bengaxhunyiwe ku-inthanethi futhi bathenge ku-inthanethi. Ngokubambisana nezikhungo zasendaweni, iguqula i-RMB ibe yimali yendawo. Isebenziseka kalula ngesiShayina, ilula, futhi inikeza amanani okushintshana avumayo nokukhushulwa.

I-WeChat Pay:Ngokufanayo ne-Alipay, ivamise ukusetshenziswa emiphakathini yamaShayina aphesheya kwezilwandle nakubathengisi abafanelekile. Ivumela ukukhokhwa kwekhodi ye-QR nokudluliswa kwemali, kube lula futhi kuthandwa ngabasebenzisi baseShayina.

Ezinye Izindlela Zokukhokha Eziwela Umngcele

Inkokhelo Yekhadi Ledebhithi/Isikweletu

Isimiso: Uma usebenzisa amakhadi amazwe ngamazwe (isb, i-Visa, i-Mastercard, i-UnionPay) ukuze uwasebenzise phesheya noma ukuthenga nge-inthanethi, izinkokhelo zenziwa ngokuqondile. Amabhange aguqula amanani ngamanani okushintshanisa futhi akhokhe ama-akhawunti.

Izici: Ukuba lula okuphezulu, asikho isidingo sokushintsha imali yangaphandle kusenesikhathi. Kodwa kungase kube nezindleko zokuwela umngcele kanye nezindleko zokuguqulwa kwemali, futhi kunengozi yokukhwabanisa kwekhadi.

Izimo Ezisebenzayo: Izinkokhelo ezincane njengezindleko zokuhamba phesheya kanye nokuthenga ku-inthanethi okuwela umngcele.

Inkokhelo Yemali Yedijithali

Isimiso: Sebenzisa imali yedijithali efana ne-Bitcoin ne-Ethereum ukuze udlulise umngcele nge-blockchain, ngaphandle kokuthembela emabhange.

Izici: Ukuthenga okusheshayo, izinkokhelo eziphansi kwezinye izinhlobo zemali, nokungaziwa okuqinile. Kodwa-ke, inokuguquguquka okukhulu kwentengo, imithethonqubo engacacile, kanye nezingozi eziphezulu zomthetho nezemakethe.

Izimo Ezisebenzayo: Okwamanje isetshenziswa emisebenzini ye-niche cross-border, hhayi indlela evamile.