Tefo ea moeli

Tefo ea ho tšela moeli e bua ka rasiti ea chelete le boitšoaro ba tefo bo hlahang hokhoebo ea machaba, matsete, kapa phetisetso ea letlole la motho lipakeng tsa linaha kapa libaka tse peli kapa ho feta. Mekhoa e tloaelehileng ea ho lefa ho tšela meeli ke e latelang:

Mekhoa ea Tloaelo ea Tefo ea Setsi sa Lichelete

Ke mekhoa ea mantlha le e sebelisoang hangata ea ho lefa ka mose ho meeli, e sebelisang marang-rang a lefats'e a mekhatlo ea setso ea lichelete joalo ka libanka ho sebetsana le tefo ea letlole.

Phetisetso ea Telegraphic (T/T)

Molao-motheo: Fetisetsa lichelete ho tloha akhaonteng ea banka ea molefi ho ea akhaonteng ea mofuoa ka mekhoa ea likhokahano tsa elektroniki tsa libanka (mohlala, SWIFT).

Litšobotsi: Tšireletso e phahameng le nako ea ho fihla e batlang e tsitsitse (hangata matsatsi a khoebo a 1-5). Leha ho le joalo, litefello li holimo, tse koahelang litefiso tsa ho ntša banka, litefello tsa banka tsa mahareng, litefello tsa ho amohela banka, joalo-joalo. Ntle ho moo, litefiso tsa phapanyetsano li ka 'na tsa fetoha.

Maemo a Sebetsang: Maemo a maholo a khoebo, phetisetso ea letlole la li-inter-enterprise, litefo tsa thuto ea ho ithuta kantle ho naha, joalo-joalo.

Lengolo la Mokoloto (L/C)

Molao-motheo: Boitlamo ba tefo bo nang le lipehelo bo fanoeng ke banka ho morekisi kantle ho naha ka kopo ea morekisi. Banka e tla lefa ha feela morekisi a fana ka litokomane tse tsamaellanang le litlhoko tsa L/C.

Litšobotsi: E sirelelitsoe ke mokoloto oa banka, ho fokotsa likotsi tsa mekoloto ea bareki le barekisi. Leha ho le joalo, e kenyelletsa mekhoa e rarahaneng le litšenyehelo tse phahameng, ho kopanyelletsa le ho bula, ho lokisa, le litefiso tsa tsebiso, 'me potoloho ea eona ea ho sebetsa e telele.

Maemo a sebetsang: Litšebelisano tsa khoebo tsa machaba tse nang le chelete e ngata le ho se tšepane pakeng tsa bareki le barekisi, haholo-holo bakeng sa litšebelisano tsa lekhetlo la pele.

Pokello

Molao-motheo: Morekisi o tšepetse banka hore e bokelle tefo ho tsoa ho morekisi, e arotsoe ka pokello e hloekileng le pokello ea litokomane. Pokellong ea litokomane, morekisi o fana ka litokomane hammoho le litokomane tsa khoebo (mohlala, likoloto tsa thepa, li-invoice) ho banka bakeng sa ho bokelloa.

Litšobotsi: Litefiso tse tlase le mekhoa e bonolo ho feta L/C. Empa kotsi e phahame, kaha moreki a ka hana tefo kapa kamohelo. Banka feela e fetisetsa litokomane ebe e bokella tefo ntle le ho jara mokoloto oa tefo.

Maemo a Tšepahalang: Maemo a khoebo a machaba moo mahlakore ka bobeli a nang le tšebelisano 'moho le ho tsebana ka mokitlane ho isa bohōleng bo itseng.

Mekhoa ea ho Tefo ea Sethala sa Batho ba Boraro

Ka nts'etsopele ea marang-rang, li-platform tsa litefo tsa mokha oa boraro li sebelisoa haholo litefong tse tšelang meeli molemong oa boiketlo le katleho.

Mekhatlo ea Boraro ea Tefo e Tummeng Machabeng

PayPal:E 'ngoe ea li-platform tse sebelisoang haholo lefatšeng, tse tšehetsang litšebelisano tsa lichelete tse ngata. Basebelisi ba ka etsa litefo tse tšelang meeli ka mor'a ho ngolisa le ho hokahanya karete ea banka kapa karete ea mokitlane. E bonolo ebile e bolokehile, empa e bitsa chelete e ngata, ka litefiso tsa transaction le chelete ea ho fetola chelete, 'me e na le meeli ea tšebeliso libakeng tse ling.

Mothalo:E tsepamisitse maikutlo ho bareki ba likhoebo, ho fana ka litharollo tsa tefo ea inthaneteng le ho ts'ehetsa mekhoa e mengata joalo ka likarete tsa mokitlane le debit. E na le kopanyo e matla, e loketseng liwebsaete tsa e-commerce le li-platform tsa SaaS. Litefiso tsa eona li hlakile 'me nako ea ho fihla e potlakile, empa tlhahlobo ea eona ea barekisi e thata.

Mananeo a Tefo a Machaena a Machaena (Ho Tšehetsa Litšebeletso tse Felletseng ka Meeli)

Alipay:Litefong tse tšelang meeli, li lumella basebelisi ho sebelisa chelete ho barekisi ba kantle ho naha le ho reka inthaneteng. Ka tšebelisano 'moho le litsi tsa lehae, e fetolela RMB ho lichelete tsa lehae. E sebelisoa habonolo bakeng sa Sechaena, e bonolo ebile e fana ka litefiso tse ntle tsa phapanyetsano le lipapatso.

WeChat Pay:Joalo ka Alipay, hangata e sebelisoa lichabeng tsa Machaena mose ho maoatle le barekisi ba tšoanelehang. E nolofalletsa ho lefa khoutu ea QR le phetisetso ea chelete, e be bonolo ebile e ratoa ke basebelisi ba China.

Mekhoa e Meng ea Tefo ea Moeli

Tefo ea Debit/Credit Card

Molao-motheo: Ha u sebelisa likarete tsa machaba (mohlala, Visa, Mastercard, UnionPay) bakeng sa tšebeliso ea mose ho maoatle kapa ho reka ka marang-rang, litefo li etsoa ka ho toba. Libanka li fetola chelete ka litefiso tsa phapanyetsano le ho lefa li-account.

Litšobotsi: Boiketlo bo phahameng, ha ho hlokahale ho fapanyetsana chelete ea kantle ho naha esale pele. Empa e ka 'na ea kenya litefiso tsa ho tšela moeli le chelete ea ho fetola chelete, 'me ho na le kotsi ea bolotsana ba likarete.

Maemo a sebetsang: Litefiso tse nyane joalo ka litšenyehelo tsa maeto a mose ho maoatle le ho reka mabenkeleng a marang-rang.

Tefo ea Chelete ea Dijithale

Molao-motheo: Sebelisa lichelete tsa dijithale tse kang Bitcoin le Ethereum bakeng sa phetisetso ea ho tšela moeli ka blockchain, ntle le ho itšetleha ka libanka.

Litšobotsi: Lichelete tse potlakileng, litefiso tse tlase bakeng sa lichelete tse ling, le ho se tsejoe ho matla. Leha ho le joalo, e na le ho feto-fetoha ho hoholo ha theko, melaoana e sa hlakang, le likotsi tse phahameng tsa molao le tsa mebaraka.

Maemo a Sebetsang: Hajoale a sebelisoa litšebelisanong tsa marang-rang tsa niche, ha e e-so be mokhoa o tloaelehileng.