Kwishura imipaka

Kwishyura kwambukiranya imipaka bivuga kwinjiza amafaranga no kwitwara neza bivaubucuruzi mpuzamahanga, ishoramari, cyangwa ihererekanya ry'ikigega hagati y'ibihugu cyangwa byinshi cyangwa uturere. Uburyo busanzwe bwo kwishyura bwambukiranya imipaka nuburyo bukurikira:

Uburyo bwo Kwishyura Ikigo Cyimari Gisanzwe

Nuburyo bwibanze kandi bukoreshwa muburyo bwo kwishyura bwambukiranya imipaka, bakoresha imiyoboro yisi yose yibigo byimari gakondo nka banki kugirango bakemure ikigega.

Kohereza itumanaho (T / T)

Ihame: Kohereza amafaranga kuri konte ya banki yishura kuri konti ya banki yishyuwe ukoresheje sisitemu yitumanaho rya elegitoronike (urugero, SWIFT).

Ibiranga: Umutekano mwinshi kandi ugereranije nigihe cyo kuhagera (mubisanzwe iminsi 1-5 yakazi). Nyamara, amafaranga ni menshi, akubiyemo kohereza amafaranga muri banki, amafaranga yo hagati ya banki, kwakira amafaranga ya banki, nibindi. Byongeye kandi, igipimo cy’ivunjisha gishobora guhinduka.

Ibikurikizwa: Ibicuruzwa binini byinjira mu bucuruzi, ihererekanyabubasha hagati y’imishinga, amafaranga y'ishuri yo kwiga mu mahanga, n'ibindi.

Ibaruwa y'inguzanyo (L / C)

Ihame: Icyemezo cyo kwishyura giteganijwe gutangwa na banki kubohereza ibicuruzwa hanze bisabwe nuwatumije hanze. Banki izishyura igihe cyose uwatumije ibicuruzwa hanze atanga ibyangombwa bijyanye na L / C.

Ibiranga: Yishingiwe ninguzanyo ya banki, igabanya ingaruka zinguzanyo zabaguzi n’abagurisha. Nyamara, ikubiyemo inzira zigoye hamwe nigiciro kinini, harimo gufungura, guhindura, no kumenyesha, kandi uburyo bwo kuyitunganya ni ndende.

Ibikurikizwa: Ibikorwa byubucuruzi mpuzamahanga hamwe ninshi no kutizerana hagati yabaguzi n’abagurisha, cyane cyane kubufatanye bwa mbere.

Icyegeranyo

Ihame: Kohereza ibicuruzwa hanze yizeza banki kwishyuza ibicuruzwa biva mu mahanga, bigabanijwe mu cyegeranyo gisukuye no gukusanya inyandiko. Mu ikusanyamakuru, ibicuruzwa byohereza ibicuruzwa hanze bitanga inyandiko hamwe nubucuruzi (urugero, fagitire zipakurura, inyemezabuguzi) kuri banki kugirango ikusanyirizwe.

Ibiranga: Amafaranga make nuburyo bworoshye kuruta L / C. Ariko ibyago ni byinshi, kubera ko uwatumije ibicuruzwa ashobora kwanga kwishyura cyangwa kwemerwa. Banki yohereza gusa inyandiko kandi ikusanya ubwishyu idafite inshingano zo kwishyura.

Ibihe bikurikizwa: Gutura mubucuruzi mpuzamahanga aho impande zombi zifite ishingiro ryubufatanye kandi zikamenyana inguzanyo kurwego runaka.

Uburyo bwa gatatu bwo Kwishura Uburyo bwo Kwishura

Hamwe niterambere rya interineti, urubuga rwagatatu rwo kwishura rukoreshwa cyane mukwishyura imipaka kugirango byorohe kandi neza.

Amahanga azwi cyane mugice cya gatatu cyo kwishyura

PayPal:Imwe muma platform akoreshwa cyane kwisi, ashyigikira ibikorwa byamafaranga menshi. Abakoresha barashobora kwishyura imipaka nyuma yo kwiyandikisha no guhuza ikarita ya banki cyangwa ikarita yinguzanyo. Nibyoroshye kandi bifite umutekano, ariko birahenze, hamwe nubucuruzi hamwe namafaranga yo guhindura amafaranga, kandi bifite aho bigarukira.

Stripe:Yibanze kubakiriya ba societe, gutanga ibisubizo byo kwishura kumurongo no gushyigikira uburyo bwinshi nkamakarita yinguzanyo. Igaragaza kwishyira hamwe gukomeye, bikwiranye nu mbuga za e-ubucuruzi hamwe na SaaS. Amafaranga yacyo aragaragara kandi igihe cyo kuhagera kirihuta, ariko isuzuma ryabacuruzi rirakomeye.

Ubushinwa Bwagatatu Bwishyurwa (Gushyigikira Serivisi zambukiranya imipaka)

Alipay:Mu kwambuka imipaka, ituma abayikoresha bakoresha mumahanga yo hanze kandi bagura kumurongo. Binyuze mubufatanye ninzego zibanze, ihindura amafaranga kumafaranga. Nukoresha-abashinwa, byoroshye, kandi bitanga igipimo cyiza cyo kuvunja no kuzamurwa.

WeChat Pay:Kimwe na Alipay, ikunze gukoreshwa mumiryango yabashinwa mumahanga hamwe nabacuruzi bujuje ibisabwa. Ifasha QR kode yo kwishyura no kohereza amafaranga, kuba byiza kandi itoneshwa nabakoresha abashinwa.

Ubundi buryo bwo Kwishura Imipaka

Kwishura Ikarita y'inguzanyo

Ihame: Iyo ukoresheje amakarita mpuzamahanga (urugero, Visa, Mastercard, UnionPay) mugukoresha ibicuruzwa hanze cyangwa kugura kumurongo, ubwishyu butangwa muburyo butaziguye. Amabanki ahindura amafaranga kubiciro byivunjisha no kwishura konti.

Ibiranga: Byoroshye cyane, nta mpamvu yo kuvunja amafaranga yamahanga mbere. Ariko irashobora kwishura imipaka yambukiranya imipaka n’ifaranga, kandi harikibazo cyo kuriganya amakarita.

Ibintu bikurikizwa: Kwishura bike nkamafaranga yingendo zo hanze no kugura imipaka kumurongo.

Kwishura Ifaranga rya Digital

Ihame: Koresha amafaranga ya digitale nka Bitcoin na Ethereum kugirango wohereze imipaka unyuze kumurongo, udashingiye kumabanki.

Ibiranga: Ibikorwa byihuse, amafaranga make kumafaranga amwe, no kutamenyekana gukomeye. Ariko, ifite ibiciro bihindagurika cyane, amabwiriza adasobanutse, hamwe ningaruka zikomeye zemewe nisoko.

Ikoreshwa ryakoreshwa: Kugeza ubu rikoreshwa muburyo butandukanye bwo kwambuka imipaka, ntabwo aribwo buryo rusange.