Kulipira malire

Kulipira kwa malire kumatanthawuza kulandila ndalama ndi machitidwe olipira omwe amachokeramalonda apadziko lonse, ndalama, kapena kusamutsa thumba laumwini pakati pa mayiko awiri kapena kuposerapo kapena zigawo. Njira zolipirira zowoloka malire ndi izi:

Njira Zachikhalidwe Zolipirira Mabungwe azachuma

Ndiwo njira zofunika kwambiri komanso zomwe zimagwiritsidwa ntchito kwambiri pobweza malire, zomwe zimathandizira maukonde apadziko lonse lapansi a mabungwe azachuma monga mabanki kuti athetse ndalama.

Telegraphic Transfer (T/T)

Mfundo Yofunika Kuiganizira: Tumizani ndalama kuchokera ku akaunti yakubanki ya wolipira kupita ku akaunti yakubanki ya wolipidwa pogwiritsa ntchito njira zamakompyuta zamabanki (mwachitsanzo, SWIFT).

Makhalidwe: Chitetezo chapamwamba komanso nthawi yofika yokhazikika (nthawi zambiri 1-5 masiku antchito). Komabe, malipirowo ndi okwera kwambiri, omwe amalipira ndalama zolipirira banki, ndalama zapakati kubanki, kulandira chindapusa ku banki, ndi zina zambiri. Kupatula apo, mitengo yosinthira imatha kusinthasintha.

Zochitika Zogwiritsidwa Ntchito: Malo akuluakulu azamalonda, kusamutsa thumba la inter-enterprise fund, malipiro a maphunziro ophunzirira kunja, ndi zina zotero.

Kalata ya Ngongole (L/C)

Mfundo Yofunika Kuyikirapo: Kupereka kokhazikika koperekedwa ndi banki kwa wogulitsa kunja ngati atapempha wogulitsa kunja. Banki idzalipira malinga ngati wogulitsa kunja apereka zikalata zogwirizana ndi L/C zofunika.

Makhalidwe: Zimatetezedwa ndi ngongole kubanki, kuchepetsa chiopsezo cha ogula ndi ogulitsa. Komabe, imakhudza njira zovuta komanso zokwera mtengo, kuphatikiza kutsegulira, kukonzanso, ndi ndalama zolipirira zidziwitso, ndipo nthawi yake yokonza ndi yayitali.

Zochitika Zomwe Zingachitike: Kuchita malonda apadziko lonse lapansi ndi ndalama zambiri komanso kusakhulupirirana pakati pa ogula ndi ogulitsa, makamaka pochita mgwirizano koyamba.

Zosonkhanitsa

Mfundo Yofunika Kuiganizira: Wogulitsa kunja amapatsa banki kuti itole ndalama kuchokera kwa wotumiza kunja, zogawidwa m'magulu otolera bwino komanso zolemba. Potolera zolemba, wogulitsa kunja amapereka zolemba pamodzi ndi zolemba zamalonda (mwachitsanzo, mabilu onyamula, ma invoice) ku banki kuti atolere.

Makhalidwe: Zolipiritsa zotsika ndi njira zosavuta kuposa L/C. Koma chiwopsezo chake ndi chachikulu, popeza wobwereketsa akhoza kukana kulipira kapena kuvomereza. Banki imangosamutsa zikalata ndikutolera ndalama popanda kubweza ngongole.

Zochitika Zomwe Zingachitike: Kukhazikika pazamalonda padziko lonse lapansi komwe mbali zonse ziwiri zimakhala ndi mgwirizano komanso kudziwana mbiri ya wina ndi mnzake.

Njira Zolipirira za Gulu Lachitatu Lolipirira

Ndi chitukuko cha intaneti, nsanja zolipira za chipani chachitatu zimagwiritsidwa ntchito kwambiri pakulipira malire kuti zikhale zosavuta komanso zogwira mtima.

Mapulatifomu Odziwika Padziko Lonse Olipirira Chipani Chachitatu

PayPal:Imodzi mwamapulatifomu omwe amagwiritsidwa ntchito kwambiri padziko lonse lapansi, omwe amathandizira kugulitsa ndalama zambiri. Ogwiritsa ntchito amatha kulipira malire atalembetsa ndikulumikiza kirediti kadi kapena kirediti kadi. Ndi yabwino komanso yotetezeka, koma yokwera mtengo, yokhala ndi ndalama zosinthira ndikusintha ndalama, ndipo ili ndi malire ogwiritsira ntchito m'malo ena.

Mzere:Kukhazikika pamakasitomala amakampani, kupereka njira zolipirira pa intaneti komanso kuthandizira njira zingapo monga makhadi a ngongole ndi kirediti. Imakhala ndi kuphatikiza kolimba, mawebusayiti oyenera e-commerce ndi nsanja za SaaS. Malipiro ake ndi owonekera ndipo nthawi yofika ndiyofulumira, koma kuwunika kwake kwamalonda ndikokhazikika.

Malo Olipirira a Chipani Chachitatu (Kuthandizira Ntchito Zodutsa malire)

Alipay:Polipira malire, zimalola ogwiritsa ntchito kuwononga malonda akunja ndi kugula pa intaneti. Pogwiritsa ntchito mgwirizano ndi mabungwe am'deralo, imatembenuza RMB kukhala ndalama zakomweko. Ndiwosavuta kugwiritsa ntchito ku China, ndiyosavuta, ndipo imapereka mitengo yabwino yosinthira ndi kukwezedwa.

WeChat Pay:Mofanana ndi Alipay, amagwiritsidwa ntchito kwambiri m'madera aku China komanso amalonda oyenerera. Imathandizira kulipira ma code a QR ndi kusamutsa ndalama, kukhala kosavuta komanso kukondedwa ndi ogwiritsa ntchito aku China.

Njira Zina Zolipirira M'malire

Malipiro a Debit/Credit Card

Mfundo Yofunika Kuiganizira: Mukamagwiritsa ntchito makhadi akunja (monga Visa, Mastercard, UnionPay) pogula kunja kapena kugula pa intaneti, malipiro amaperekedwa mwachindunji. Mabanki amasintha ndalama posinthana ndi mitengo ndikubweza maakaunti.

Makhalidwe: Kuchita bwino kwambiri, palibe chifukwa chosinthiratu ndalama zakunja. Koma zingabweretse ndalama zowoloka malire ndi kutembenuza ndalama, ndipo pali chiopsezo chachinyengo chamakhadi.

Zochitika Zomwe Zingachitike: Malipiro ang'onoang'ono monga zolipirira maulendo akunja ndi kugula pa intaneti.

Malipiro a Ndalama za Digito

Mfundo Yofunika: Gwiritsani ntchito ndalama za digito monga Bitcoin ndi Ethereum kusamutsidwa kudutsa malire kudzera pa blockchain, osadalira mabanki.

Mawonekedwe: Kuchita mwachangu, zolipiritsa zotsika zandalama zina, komanso kusadziwika kwamphamvu. Komabe, ili ndi kusinthasintha kwakukulu kwamitengo, malamulo osamveka bwino, komanso kuwopsa kwazamalamulo ndi msika.

Zochitika Zomwe Zingagwiritsidwe Ntchito: Zomwe zimagwiritsidwa ntchito pano pochita zinthu zodutsa malire, osati njira yodziwika bwino.