Telegraphic Transfer (T/T) ke Eng?
Telegraphic Transfer (T/T), eo hape e tsejoang e le ho fetisoa ka mohala, ke mokhoa oa ho lefa o potlakileng le o otlolohileng o sebelisoang haholo khoebong ea machabeng. E kenyeletsa remitter (hangata ke morekisi/moreki) ea laelang banka ea bona ho fetisetsa chelete e itseng ka mokhoa oa elektroniki homojalefa(hangata ke morekisi/morekisi) akhaonte ya banka.
Ho fapana le mangolo a mokitlane (L/C) a itšetlehileng ka litiisetso tsa banka, T/T e ipapisitse le boikemisetso ba moreki ba ho lefa le ho tšepana lipakeng tsa mekha ea khoebo. E sebelisa marang-rang a morao-rao a libanka (mohlala, SWIFT, Society for Worldwide Interbank Financial Telecommunication) ho netefatsa hore lichelete li fetisoa ka mokhoa o sireletsehileng le ka mokhoa o nepahetseng ho tšela meeli.
T/T e sebetsa Joang Khoebong ea Machabeng? (Ts'ebetso e Tloaelehileng ea Mehato e 5)
Lumellana ka Melao ea Tefo: Moreki le morekisi ba buisana le ho netefatsa T/T e le mokhoa oa ho lefa konteraka ea bona ea khoebo (mohlala, "30% T/T esale pele, 70% ea tekanyo T/T khahlano le kopi ea B/L").
Qala Tefo (haeba ho lefshoa pele ho nako): Haeba ho hlokahala tefo ea pele ho nako, moreki o kenya kopo ea T/T bankeng ea hae (banka e lefang chelete), a fana ka lintlha tse kang lebitso la banka ea morekisi, nomoro ea akhaonto, SWIFT khoutu le chelete ea phetisetso. Moreki o boetse o lefa litefiso tsa litšebeletso tsa banka.
Banka e sebetsana le Phetisetso: Banka e lefang chelete e netefatsa chelete ea ak'haonte ea moreki ebe e sebetsa kopo. E romela taelo ea tefo ea elektroniki ho banka ea morekisi (banka ea mojalefa) ka marang-rang a sireletsehileng (mohlala, SWIFT).
Banka ea Mojalefa e Ak'haonte: Banka ea mojalefa e fumana litaelo, e netefatsa lintlha, 'me e kenye chelete e tsamaellanang le akhaonto ea morekisi ea banka. Ebe e tsebisa morekisi hore chelete e amohetsoe.
Tefo ea ho Qetela (haeba tekanyo e lefshoa): Bakeng sa litefello tsa tekanyo (mohlala, ka mor'a hore thepa e romeloe), morekisi o fa moreki litokomane tse hlokahalang (mohlala, kopi ea Bill of Lading, invoice ea khoebo). Moreki o hlahloba litokomane ebe o qala tefo e setseng ea T / T, ho latela mokhoa o tšoanang oa ho fetisetsa elektronike.
Lintlha tsa bohlokoa tsa T / T
| Melemo | Mefokolo |
| Phetiso e potlakileng ea letlole (hangata matsatsi a khoebo a 1-3, ho latela libaka tsa banka) | Ha ho tiiso ea banka bakeng sa morekisi - haeba moreki a hana ho lefa ka mor'a hore thepa e romeloe, morekisi a ka 'na a tobana le likotsi tse sa lefelloeng. |
| Litsenyehelo tse tlase tsa transaction ha li bapisoa le L / C (ho sebetsa feela litefiso tsa tšebeletso ea banka, ha ho litefiso tse rarahaneng tsa litokomane). | E itšetlehile haholo ka ho tšepana pakeng tsa lihlopha - balekane ba bacha kapa ba sa tšepahaleng ba ka 'na ba tsilatsila ho e sebelisa. |
| Ts'ebetso e bonolo e nang le litokomane tse fokolang (ha ho na tlhoko ea ho latela melao e thata joalo ka L / C). | Ho fetoha ha sekhahla sa phapanyetsano ho ka ama chelete ea sebele e fumanoang ke mojalefa, kaha lichelete li fetoloa nakong ea phetisetso. |
Melao e Tloaelehileng ea Tefo ea T/T Khoebong
Advance T/T (100% kapa Karolo e itseng): Moreki o lefa kaofela kapa karolo ea chelete eohle pele morekisi a romela thepa. Sena se loketse haholo ho morekisi (kotsi e tlase).
Tekanyo ea T/T Khahlanong le Litokomane: Moreki o lefa chelete e setseng ka mor'a ho amohela le ho netefatsa likopi tsa litokomane tsa thomello (mohlala, kopi ea B/L), ho netefatsa hore morekisi o phethile litlamo tsa thomello.
T/T Ka mor'a ho Fihla ha Thepa: Moreki o lefa ka mor'a ho hlahloba thepa ha a fihla boema-kepe. Sena se molemong oa moreki haholo empa se na le kotsi e kholo ho morekisi.
Scenarios tse sebetsang
Khoebo lipakeng tsa balekane ba nako e telele, ba tšepahalang (moo ho tšepana ho fokotsang likotsi tsa tefo).
Litaelo tsa khoebo tse nyane ho isa ho tse mahareng (tse theko e tlase ha li bapisoa le L/C bakeng sa litheko tsa theko e tlase).
Litšebelisano tse potlakileng (mohlala, thepa e sa tsotelleng nako) moo phetisetso ea letlole e leng bohlokoa haholo.
Litšebelisano moo mahlakore ka bobeli a khethang mokhoa o bonolo, o feto-fetohang oa ho lefa ho feta mekhoa e rarahaneng ea L/C.
Nako ea poso: Aug-26-2025
